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Shadow Banks 我們一般的銀行都是處于嚴(yán)格監(jiān)管之下的，但有一些公司不是銀行、不受監(jiān)管但卻擁有銀行的功效，這類(lèi)的機(jī)構(gòu)就被稱(chēng)為 Shadow Banks（影子銀行）。 Shadow banks主要有投資銀行、對(duì)沖基金、債券、保險(xiǎn)公司等構(gòu)成，它們讓一些原本資質(zhì)不足以在銀行獲得資金的公司獲得了資金，所以它們的利率也會(huì)非常高。 我們來(lái)看2個(gè)例句： Much of the credit extended by banks and shadow banks to keep growth going will sour. 大量由銀行及影子銀行發(fā)放的以保增長(zhǎng)為目的的信貸將會(huì)變成壞賬。 Crucially, the council would be able to monitor both traditional banks and shadow banks. 最關(guān)鍵的是，該委員會(huì)將能夠同時(shí)監(jiān)控傳統(tǒng)銀行和影子銀行。 20節(jié)BEC初級(jí)、中級(jí)、高級(jí)課程 學(xué)前測(cè)試、詞匯課、各級(jí)別專(zhuān)項(xiàng)課 還有考前沖刺 點(diǎn)擊立即免費(fèi)聽(tīng)>> 你適合考哪個(gè)級(jí)別？BEC好不好學(xué) 2個(gè)月后考試是否能順利通過(guò) 一聽(tīng)即知！ 0元試學(xué)BEC初級(jí)中級(jí)高級(jí)課程 點(diǎn)擊立即免費(fèi)試學(xué)>> 點(diǎn)擊立即免費(fèi)試學(xué)>>> 祝大家順利拿證

距離2024年12月英語(yǔ)六級(jí)考試越來(lái)越近，同學(xué)們準(zhǔn)備的如何？很多同學(xué)好奇12月份的六級(jí)考試是不是要比6月份的六級(jí)考試難？今天@滬江英語(yǔ)四六級(jí)微信公眾號(hào)跟大家做出解答，希望對(duì)你有所幫助。 1.四六級(jí)成績(jī)?cè)斀?首先，四六級(jí)考試是水平測(cè)試而非選拔考試。詳解如下：四六級(jí)考試的滿分為710分，成績(jī)單只報(bào)告總分及聽(tīng)、讀、寫(xiě)譯三個(gè)單項(xiàng)的成績(jī)。 四六級(jí)成績(jī)單官方規(guī)定不設(shè)及格線，但一般四級(jí)達(dá)到425分及以上即可參加六級(jí)考試。所以，一般社會(huì)上、高校及用人單位采用425分作為及格線。 四六級(jí)成績(jī)從原始的100分換算成710分的過(guò)程較為復(fù)雜。簡(jiǎn)單點(diǎn)來(lái)說(shuō)：四六級(jí)的總分以及單項(xiàng)成績(jī)反應(yīng)的是考生在本次參加四六級(jí)所有考生中

2024年12月英語(yǔ)六級(jí)考試在即，大家準(zhǔn)備的如何？今天@滬江英語(yǔ)四六級(jí)微信公眾號(hào)為大家?guī)?lái)2024年12月英語(yǔ)六級(jí)翻譯預(yù)測(cè)：扇子，希望對(duì)你有所幫助。 2024年12月英語(yǔ)六級(jí)翻譯預(yù)測(cè)：扇子 中國(guó)扇子的歷史可以追溯到3000多年前的商朝(the Shang Dynasty)。第一種扇子叫作“扇汗”(Shanhan),是拴在馬月車(chē)上用來(lái) 擋住強(qiáng)烈的陽(yáng)光，給乘客遮雨的?！吧群埂庇悬c(diǎn)像現(xiàn)在的雨傘。后來(lái) “扇汗”變成了由薄但是結(jié)實(shí)的絲綢或者鳥(niǎo)的羽毛做成的長(zhǎng)柄扇，稱(chēng) 為中山扇(Zhangshan fan), 它主要用于皇帝的儀仗(honour guard)裝飾。 參考譯文： The history

PPP 如果對(duì)不同國(guó)家的GDP進(jìn)行比較呢，一個(gè)方法就是PPP（Purchasing Power Parity，購(gòu)買(mǎi)力平價(jià)）。 購(gòu)買(mǎi)力平價(jià)是根據(jù)各國(guó)不同的價(jià)格水平計(jì)算出來(lái)的貨幣之間的等值系數(shù)，如果一個(gè)巨無(wú)霸在美國(guó)的價(jià)格是4美元，而在英國(guó)是3英鎊，那么美元與英鎊的購(gòu)買(mǎi)力平價(jià)匯率就是3英鎊=4美元。 我們來(lái)看2個(gè)例句： PPP measures show where currencies should end up in the long run. 購(gòu)買(mǎi)力平價(jià)方法顯示出貨幣從長(zhǎng)遠(yuǎn)來(lái)看的價(jià)格。 For this reason, PPP is a more reliable comparison for the currencies of economies with similar levels of income. 由于這樣的原因，購(gòu)買(mǎi)力平價(jià)方法在比較有相近收入水平的經(jīng)濟(jì)體時(shí)更為可靠。 20節(jié)BEC初級(jí)、中級(jí)、高級(jí)課程 學(xué)前測(cè)試、詞匯課、各級(jí)別專(zhuān)項(xiàng)課 還有考前沖刺 點(diǎn)擊立即免費(fèi)聽(tīng)>> 你適合考哪個(gè)級(jí)別？BEC好不好學(xué) 2個(gè)月后考試是否能順利通過(guò) 一聽(tīng)即知！ 0元試學(xué)BEC初級(jí)中級(jí)高級(jí)課程 點(diǎn)擊立即免費(fèi)試學(xué)>> 點(diǎn)擊立即免費(fèi)試學(xué)>>> 祝大家順利拿證~

學(xué)習(xí)英語(yǔ)基礎(chǔ)知識(shí)，補(bǔ)充商務(wù)背景知識(shí)，然后再按照考試模塊進(jìn)行有針對(duì)性的復(fù)習(xí)和練習(xí)，逐步提升自己的應(yīng)試能力。 03 BEC高級(jí) Higher Level BEC 高級(jí)對(duì)考生的英語(yǔ)綜合運(yùn)用能力與商務(wù)知識(shí)水平提出了極高要求，堪稱(chēng)一場(chǎng)知識(shí)與能力的雙重挑戰(zhàn)。英語(yǔ)基礎(chǔ)卓越且商務(wù)經(jīng)驗(yàn)豐富的考生，也需 4 - 6 個(gè)月的全身心投入與精心籌備。在此期間，不僅要熟練掌握高級(jí)商務(wù)英語(yǔ)詞匯與復(fù)雜語(yǔ)法結(jié)構(gòu)，更要深入剖析商務(wù)案例，全面提升商務(wù)寫(xiě)作與口語(yǔ)的專(zhuān)業(yè)性、邏輯性，同時(shí)借助大量高難度真題與模擬題訓(xùn)練，不斷強(qiáng)化應(yīng)試技巧，力求在考場(chǎng)上游刃有余。 對(duì)于廣大普通考生而言，備考 BEC 高級(jí)往往需要 6 - 9 個(gè)月甚至更長(zhǎng)時(shí)間。前期需投入大量精力夯實(shí)英語(yǔ)基礎(chǔ)，精心構(gòu)建扎實(shí)的商務(wù)知識(shí)框架；中期聚焦專(zhuān)項(xiàng)訓(xùn)練與技巧打磨，實(shí)現(xiàn)能力的全方位提升；后期通過(guò)全真模擬考試精準(zhǔn)查缺補(bǔ)漏，持續(xù)優(yōu)化答題策略，如此方能在 BEC 高級(jí)考試中展現(xiàn)最佳水平，收獲優(yōu)異成績(jī)。 以上內(nèi)容僅供參考，大家可以根據(jù)自己的實(shí)際情況進(jìn)行調(diào)整和完善哦。

距離2024年12月英語(yǔ)六級(jí)考試只有一個(gè)月啦，各位小伙伴準(zhǔn)備的如何？今天@滬江英語(yǔ)四六級(jí)微信公眾號(hào)為大家準(zhǔn)備了2024年12月英語(yǔ)六級(jí)閱讀理解全真模擬題（1），檢驗(yàn)一下最近的學(xué)習(xí)成果。一起來(lái)看看吧~ 2024年12月英語(yǔ)六級(jí)閱讀理解全真模擬題（1） Without regular supplies of some hormones our capacity to behave would be seriously impaired; without others we would soon die. Tiny amounts of some hormones can modify moods and actions, our inclination to eat or drink, our aggressiveness or submissiveness, and our reproductive and parental behavior. And hormones do more than influence adult behavior; early in life they help to determine the development of bodily form and may even determine an individual’s behavioral capacities. Later in life the changing outputs of some endocrine glands and the body’s changing sensitivity to some hormones are essential aspects of the phenomena of aging. Communication within the body and the consequent integration of behavior were considered the exclusive province of the nervous system up to the beginning of the present century. The emergence of endocrinology as a separate discipline can probably be traced to the experiments of Bayliss and Starling on the hormone secretion. This substance is secreted from cells in the intestinal walls when food enters the stomach; it travels through the bloodstream and stimulates the pancreas to liberate pancreatic juice, which aids in digestion. By showing that special cells secret chemical agents that are conveyed by the bloodstream and regulate distant target organs or tissues. Bayliss and starling demonstrated that chemical integration could occur without participation of the nervous system. The term “hormone” was first used with reference to secretion. Starling derived the term from the Greek hormone, meaning “to excite or set in motion. The term “endocrine” was introduced shortly thereafter “Endocrine” is used to refer to glands that secret products into the bloodstream. The term “endocrine” contrasts with “exocrine”, which is applied to glands that secret their products though ducts to the site of action. Examples of exocrine glands are the tear glands, the sweat glands, and the pancreas, which secrets pancreatic juice through a duct into the intestine. Exocrine glands are also called duct glands, while endocrine glands are called ductless. 1.What is the author’s main purpose in the passage? A.To explain the specific functions of various hormones. B.To provide general information about hormones. C.To explain how the term “hormone” evolved. D.To report on experiments in endocrinology. 2.The passage supports which of the following conclusions? A.The human body requires large amounts of most hormones. B.Synthetic hormones can replace a person’s natural supply of hormones if necessary. C.The quantity of hormones produced and their effects on the body are related to a person’s age. D.The short child of tall parents very likely had a hormone deficiency early in life. 3.It can be inferred from the passage that before the Bayliss and Starling experiments, most people believed that chemical integration occurred only___. sleep. the endocrine glands. control of the nervous system. strenuous exercise. 4.The word “l(fā)iberate” could best be replaced by which of the following? A.Emancipate B.Discharge C.Surrender D.Save 5.According to the passage another term for exocrine glands is___. glands ine glands ss glands inal glands. 答案：BDCBA 以上就是今天的六級(jí)閱讀模擬題，希望大家利用好最后的一個(gè)月認(rèn)真?zhèn)淇?。祝大家能順利通過(guò)考試

GDP 大家好~ 2024年第2個(gè)月我們將進(jìn)入經(jīng)濟(jì)指標(biāo)術(shù)語(yǔ)。 GDP是我們最常見(jiàn)到的經(jīng)濟(jì)指標(biāo)，它的全稱(chēng)是Gross Domestic Product（國(guó)內(nèi)生產(chǎn)總值），指的是一個(gè)國(guó)家（或地區(qū)）所有常住單月位在一定時(shí)期內(nèi)生產(chǎn)活動(dòng)的最終成果。它反映了一國(guó)（或地區(qū)）的經(jīng)濟(jì)實(shí)力和市場(chǎng)規(guī)模。根據(jù)國(guó)家統(tǒng)計(jì)局17日發(fā)布的數(shù)據(jù)，我國(guó)2023年的GDP為1260582億元，按不變價(jià)格計(jì)算，比上年增長(zhǎng)5.2%。 我們來(lái)看2個(gè)例句： GDP is one of the core indexes for a country's economic strength, but it is not the only one. GDP是衡量一國(guó)經(jīng)濟(jì)實(shí)力的核心指標(biāo)之一，但并不是唯一指標(biāo)。 The first-quarter GDP data show just how much Japan's overall economy depends on exporters and the businesses that cater to them. 第一季度的GDP數(shù)據(jù)顯示出日本整體經(jīng)濟(jì)對(duì)出口行業(yè)以及出口相關(guān)企業(yè)的依賴(lài)程度。 20節(jié)BEC初級(jí)、中級(jí)、高級(jí)課程 學(xué)前測(cè)試、詞匯課、各級(jí)別專(zhuān)項(xiàng)課 還有考前沖刺 點(diǎn)擊立即免費(fèi)聽(tīng)>> 你適合考哪個(gè)級(jí)別？BEC好不好學(xué) 2個(gè)月后考試是否能順利通過(guò) 一聽(tīng)即知！ 0元試學(xué)BEC初級(jí)中級(jí)高級(jí)課程 點(diǎn)擊立即免費(fèi)試學(xué)>> 點(diǎn)擊立即免費(fèi)試學(xué)>>> 祝大家順利拿證

月英語(yǔ)四級(jí)考試將在12月

理了2024年12月英語(yǔ)六級(jí)閱讀理解模擬真題：大學(xué)專(zhuān)業(yè)選擇，一起來(lái)看看吧。 2024年12月英語(yǔ)六級(jí)閱讀理解模擬真題：大學(xué)專(zhuān)業(yè)選擇 　　One of the bitterest and most time-worm debates in student union bars up and down the country is resolved as academic research confirms that in financial terms at least, arts degrees are a complete waste of time.Getting through university boosts students’earnings by 25%, on a weighted average, or $220,000 over theirlifetime, according to Professor Ian Walker of Warwick University-but if they study Shakespeare or the peasants’revolt instead of anatomy of contract law, those gains are likely to be completely wiped out. 　　The government is about to allow universities to charge students up to $3,000 a year for their degrees, arguing that it’s a small price to pay compared with the financial rewards graduates reap later in life. But Prof. Walker’s research shows there are sharp variations in returns according to which subject a student takes. 　　Law, medicine and economics or business are the most lucrative choices, making their average earnings 25% higher, according to the article, published in the office for national statistics’monthly journal. Scientists get 10-15% extra. At the bottom of the list are arts subjects, which make only a “small ”differenceto earnings- a small negative one, in fact. Just ahead are degrees in education-which leave hard pressed teachers anaverage of 5% better off a year than if they had left school at 18. 　　“it’s hard to resist the conclusion that what students learn does matter a lot; and some subject areas givemore modest financial returns than others,” Prof. Walker said. As an economist, he was quick to point outthat students might gain non-financial returns from arts degrees:”Studying economics might be very dull, forexample, and studying post-modernism might be a lot of fun.” 　　練習(xí)題： 　　Choose correct answers to the question: 　　1.What is the best title for the passage? 　　A.Professor Walker’s Research 　　B.How to Make Big Money. 　　C.Differences Between Science and Arts Degrees. 　　D.Studying Arts Has Negative Financial Outcome. 　　2.Universities charge students a rather high tuition mainly because_____ 　　 provide the students with very prosperous subjects to learn 　　 assume that their graduates can earn much more than they had paid 　　 don’t get financial support from the government 　　 need much revenue to support the educational expenses 　　3.The word “l(fā)ucrative”(Line 1, Para. 4) most probably means _____ 　　le 　　ve 　　able 　　le 　　4.Law, medical and business graduates could earn 25% more than ______ 　　ion graduates 　　 graduates 　　 who had not studied at the university 　　 average income 　　5.We can safely conclude that the author ______ 　　s arts degrees as meaningless 　　 this result disappointing and unfair 　　 the students to think twice before they decide what to learn in college 　　 that arts degrees are still rewarding despite its scarce financial returns 　　1.[D]?主旨大意題。本文為Walker教授的研究成果，旨在說(shuō)明不同專(zhuān)業(yè)的畢業(yè)生有不同的經(jīng)濟(jì)回報(bào)，并非要傳授發(fā)財(cái)心得或者比較文理科的異同。文章首句即為本題解題關(guān)鍵，故D正確。 　　2.[B]?事實(shí)細(xì)節(jié)題。定位至第3段第1句。本文只有這一句與收取學(xué)費(fèi)有關(guān)，后一個(gè)分句即前一個(gè)分句的理由，抓住其中隱含的因果關(guān)系就不難找到正確答案。 　　3.[C]?詞義理解題。通過(guò)下文數(shù)據(jù)earnings 25% higher和get 10-15% extra可以推測(cè)lucrative大意應(yīng)為“給人帶來(lái)豐厚收入的”,故選C。 　　4.[C]?事實(shí)細(xì)節(jié)題。第4段中出現(xiàn)了幾個(gè)比較數(shù)字，考題要求找到此段首句提到的收人增加25%的參照點(diǎn)。第2段第1句中的Getting through university 表明這類(lèi)學(xué)生收人增加25%的參照對(duì)象是沒(méi)讀大學(xué)的人，且從第4段第3句中的the list和第4句即可以確定這一段是在比較大學(xué)畢業(yè)與18歲畢業(yè)(即沒(méi)讀大學(xué))收入的不同，因此C正確。 　　5.[D]?推理判斷題。結(jié)論往往出現(xiàn)在文章結(jié)尾,要想答月對(duì)此題,一定要仔細(xì)體會(huì)本文末句。本文雖然重點(diǎn)討論文科沒(méi)有經(jīng)濟(jì)效益，但是作者并沒(méi)有做出主觀判斷，故A、B、C都不正確，而作者在文章最后講到了人文學(xué)科雖然經(jīng)濟(jì)效益不佳但學(xué)習(xí)過(guò)程更有趣，故D符合作者意思。

英語(yǔ)六級(jí)作文常考話題作文、圖表作文等等，因此同學(xué)們?cè)趥淇歼^(guò)程中需要多背誦一些范文，掌握不同體裁作文的寫(xiě)作思路。今天@滬江英語(yǔ)四六級(jí)微信公眾號(hào)為大家?guī)?lái)2024年12月英語(yǔ)六級(jí)作文預(yù)測(cè)：成功的象征，供同學(xué)們參考學(xué)習(xí)。 2024年12月英語(yǔ)六級(jí)作文預(yù)測(cè)：成功的象征 Directions: For this part, you are allowed 30 minutes to write an essay that begins with the sentence “With the prosperity of economy in modern society, what