房利美和房地美是由國會(huì)建立的機(jī)構(gòu)以資助和擔(dān)保美國的家庭貸款。
提示:Dana Perino;Perino;Fannie Mae;Freddie Mac
Fannie Mae and Freddie Mac are entities created by Congress to finance and guarantee home loans in the United States. While they are government-licensed, they operate like private companies with shareholders and corporate boards. The 2 mortgage giants have been severely weakened by the current turm…
房利美和房地美是由國會(huì)建立的機(jī)構(gòu)以資助和擔(dān)保美國的家庭貸款。雖然他們是政府特許性機(jī)構(gòu),但他們的運(yùn)營方式就像具有股東和公司董事會(huì)的私人公司。 這兩個(gè)房貸巨頭由于近期美國住房市場的劇烈動(dòng)蕩而嚴(yán)重受損,可以見到房屋斷供及沒收的急劇上升,以及全國范圍內(nèi)的房價(jià)下跌。 如果它們垮臺(tái),這對(duì)美國和世界經(jīng)濟(jì)的影響…