原來只要房價在漲，次貸產(chǎn)生的問題就不大，因為還款有困難的房貸戶還可以賣掉房子獲取利潤，然后償還貸款。
But lower lending standards meant some subprime borrowers got mortgages they could not afford. As long as home prices were rising, this caused few problems because borrowers who had difficulty repaying their loans could sell their houses at a profit and pay off the loan. But when home prices fell, …
但是降低借貸標準意味著有些次級房貸戶（或縮寫為次貸戶）取得本來無法承擔的房貸。 原來只要房價在漲，次貸產(chǎn)生的問題就不大，因為還款有困難的房貸戶還可以賣掉房子獲取利潤，然后償還貸款。 但是，一旦房價下跌，有經(jīng)濟困難的房主被套牢，次級貸款市場上，喪失抵押品贖回權(quán)的數(shù)量驟增。這傷害了失去了自己房子的借…