SBA says 50% fail during first year
小企業(yè)局聲稱一半的小企業(yè)在第一年就會(huì)倒閉

The U.S. Small Business Administration has seen lots of small businesses come and, unfortunately, go. According to the SBA, over 50% of small businesses fail in the first five years. Why? What goes wrong?
美國小企業(yè)管理局目睹了很多小企業(yè)來登記，但是不幸的是，又倒閉了。根據(jù)SBA資料顯示，50%的小企業(yè)都是在頭五年里倒閉的。為什么呢？發(fā)生了什么事情？

In his book Small Business Management, Michael Ames gives the following reasons for small business failure:
關(guān)于小企業(yè)失敗的原因，Michael Ames在自己的《小企業(yè)管理》一書中給出了以下幾點(diǎn)理由：

1. Lack of experience
缺少經(jīng)驗(yàn)

2. Insufficient capital (money)
資金不足

3. Poor location
錯(cuò)誤的選址

4. Poor inventory management
存貨管理不善

5. Over-investment in fixed assets
在固定資產(chǎn)上投資過多

6. Poor credit arrangements
信貸安排不妥當(dāng)

7. Personal use of business funds
私人動(dòng)用公司資金

8. Unexpected growth
意外增長

Gustav Berle adds two more reasons in The Do It Yourself Business Book:
Gustav Berle在另外一本書中又加了兩條理由：

9. Competition
競(jìng)爭(zhēng)

10. Low sales
銷售量低

These figures aren't meant to scare you, but to prepare you for the rocky path ahead. Underestimating the difficulty of starting a business is one of the biggest obstacles entrepreneurs face. However, success can be yours if you are patient, willing to work hard, and take all the necessary steps.
這些數(shù)據(jù)并不是想嚇唬你的，而是幫你能夠在未來艱難的道路上繼續(xù)前進(jìn)。低估了創(chuàng)業(yè)的難度是企業(yè)家面臨的最大問題。然而，如果你有耐心，愿意努力工作，采取了所有的必要措施，成功就會(huì)屬于你。

It's true that there are many reasons not to start your own business. But for the right person, the advantages of business ownership far outweigh the risks.
你不選擇創(chuàng)業(yè)肯定也有很多理由。但是對(duì)于合適的人來說，自我創(chuàng)業(yè)的盈利遠(yuǎn)遠(yuǎn)大過風(fēng)險(xiǎn)。

You will be your own boss. Hard work and long hours directly benefit you, rather than increasing profits for someone else. Earning and growth potential are far greater. A new venture is as exciting as it is risky. Running a business provides endless challenge and opportunities for learning.
你可以當(dāng)自己的老板。努力工作和長時(shí)間的工作會(huì)讓你自己直接獲益，而不是增長別人的利益。賺錢和增長的潛能都是非常大的。一項(xiàng)新的事業(yè)因?yàn)槠滹L(fēng)險(xiǎn)而使人興奮。自己創(chuàng)業(yè)會(huì)讓你面臨無數(shù)的挑戰(zhàn)，得到很多及學(xué)習(xí)的機(jī)會(huì)。

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