Times are tough, but saving money isn't. Just decide what you can do without. Here are 10 common but unnecessary purchases you don't need.

人生在世多坎坷，但省錢可沒(méi)這么辛苦。就想想你有什么不需要的吧。以下是10件你不需要的十件物品。

Step 1: Credit Card Protection Plans 信用卡保護(hù)方案

They promise to make minimum payments if you lose your job. But they add a significant amount to your monthly bill- money better spent paying down balances.

他們答應(yīng)你在失業(yè)時(shí)給予最低付款。最好使用信用卡后當(dāng)月還清, 不要使用最低消費(fèi), 因?yàn)槟菚r(shí)會(huì)有利息的。

Step 2: Commercial Grade Appliances 商用電器

Americans are eating out more than ever, and an inexpensive microwave heats take-out quite well.

現(xiàn)在的美國(guó)人大多出去吃飯。一個(gè)便宜的微波爐也足以能夠使外賣很好的加熱。

Step 3: Detox 排毒品

Teas, colonics, even Japanese foot pads claim to detoxify your body. Your liver and kidneys do that for free.

雖然茶葉，清腸片，甚至日本腳墊號(hào)稱能給你的身體排毒?？赡愕母闻K和腎免費(fèi)幫你排毒。

Step 4: Jeans 牛仔褲

The average American woman owns 8 pairs or more. Even at 75% off put them back.

平均每個(gè)美國(guó)女人有8條甚至更多的牛仔褲。即使是打2.5折也請(qǐng)忍住購(gòu)買沖動(dòng)將它放回

Step 5: Kleenex Box Covers 盒裝面巾紙

Research has shown tissue works fine without a cover.

研究發(fā)現(xiàn)沒(méi)有盒子的紙巾更好用。

Step 6: Gag Gifts 惡作劇的禮物

Gag gifts are only funny once. And they're not even that funny. No refunds. Same goes for cutesy knick-knacks.

惡作劇的禮物只是一時(shí)的好笑罷了。實(shí)際上它們也沒(méi)怎么好笑。而且這些玩意兒不能退款。相同的禮品只能成為嬌柔做作的小飾品。

Step 7: Air Fresheners 空氣清新劑

If your house stinks, clean it. That should take care of the odor.

如果你的房子有異味，那就打掃吧。這可以解決惡臭的問(wèn)題。

Step 8: Satellite Navigation 衛(wèi)星導(dǎo)航儀

The vast majority of drivers know exactly where they're going. If you don't, online directions are free.

絕大多數(shù)的開車人都知道路。如果你不知道，網(wǎng)上的導(dǎo)航可是免費(fèi)的。

Step 9: Big Box Bulk 大整理箱

If you don't use it, it's not a bargain. It's a waste.

如果你不使用它，那它就不是便宜品。買它是一種浪費(fèi)。

Step 10: Home Exercise Equipment 家用健身器

Most of it ends up unused, and there are far cheaper ways to hang up wet socks.

大多數(shù)健身器買回來(lái)就從未使用過(guò)，想掛濕襪子有更便宜的方式。